Saturday, February 23, 2019

Florida Real Estate Broker Recruiting Secret Weapon - Our "60 Hours of Love!"

60 Hours of Love Broker Recruiting Secret Weapon

Real Estate Brokers want new agents, The Climer School of Real Estate has your answer

Host our Live Streaming Real Estate Class in your office


www.LiveStreamingRealEstateClass.com
Live Streaming 2 Week Florida Real Estate License Class March 4th

I’m going to let Florida Real Estate Brokers in on a little secret: The Climer School of Real Estate has developed a secret weapon to enhance your recruiting activities.

The Climer School of Real Estate’s Live Streaming Florida Real Estate Sales Associate Pre-License class has exploded. Live Streaming education is the future and we are at the forefront in Real Estate education.

At our Orlando Main Campus, we are blessed with large classes and wonderful students. We always have a full slate of recruiting Brokers who request to come to our school before class or at lunch and speak our students.

Each of the Brokers is very happy with two or three quality recruits. Many of the students in there already know exactly who they are planning on working for anyways.

Our students are also inundated with phone calls, emails, and texts due to the DBPR’s public records library.

Captive Audience for 60 Hours

What if we could offer you a way to have a captive audience for 60 hours? Do you realize what this will give you?

We are giving you 60 hours to assemble a group of new agent recruits and hug them and love them and make them fall in love with you, your office, your culture, and your environment before anyone else gets a hold of them.

This is like put your recruiting efforts on a nuclear bomb.

We have the Live Streaming Class figured out

www.ClimerRealEstateSchool.com the best real estate class
Live Steaming Education is the Future

At the Climer School of Real Estate, we have figured out how to transfer and transmit the charisma and the energy and the connection of the interaction live classroom through our Live Streaming portal. The Live Streaming platform allows students to be anywhere in the world and take our Real Estate class with a live and interactive Instructor. They can video chat, ask questions, have interaction. This is truly the missing piece of normal online classes. 

www.LiveStreamingRealEstateClass.com
With our Live Stream Real Estate Class, you are Anywhere in the World



All our Live Streaming Real Estate class students enjoy Live Streaming experience. They get the famous personality and charisma of The Climer School of Real Estate and they get all our tricks that have proven to help our students pass their Real Estate state exam at Pearson Vue on their first try at a much higher percentage rate than students from the other Real Estate schools in the state.

Participating Brokers who see the value in the potential in this program with us co-market the Real Estate class as though they were having a classroom class. Their advertising makes it clear that this is a Live Streaming class with a live interactive Instructor.

You Bring the Classroom and the Love

You provide a conference room with strong Internet and a monitor for everyone to share. Chrome is the recommended browser. Every student must login independently for Florida Real Estate Commission FREC and Division Real Estate DRE tracking purposes that this can be on their smart phone. They will all be watching the larger monitor with a live Instructor as though it was a classroom environment.

You are now free to do whatever you want to make them feel comfortable and warm. You can provide coffee, snacks, bagels, lunch. You can take him out for a drink after the class. I highly recommend that you ask your friendliest agents and top producers to stop by big smiles and check on them on a periodic basis. Having additional new agent training session after one of the classes so they’ll feel like they’re being prepared for success once they get the license. 

In the meantime, make sure that every single person in your office always has the biggest warmest smile on their face when they wildfire when they stop him.

We Handle the Rest

www.climerrealestateschool.com best real estate school
The Climer School of Real Estate has the best Live Stream Real Estate Class in Florida

Right now, we are holding our Live Streaming classes every two months. We are using are extremely popular two-week format. This two-week format runs from Monday to Friday for six hours a day. We attempt to schedule this class format from 10 AM to 4 PM or from 3 PM to 9 PM to accommodate those individuals on the West Coast or Pacific Standard Time who are in a class together Florida Real Estate license.

We at the Climer School of Real Estate feel that this is unbelievable opportunity for all Florida Real Estate Brokers who are interested in recruiting and training quality new agents. We would like to help you. This is a huge win-win opportunity for both of us. We will make the registration and the administration so simple, all you do is market it on your website, tell all your agents to let everyone they know about it, and when somebody calls in for questions, you now can start the rapport-building and connection-building process. As soon as they have a technical question you just direct them to us.

We will give you a sign up and registration link to put on your website and the rest will be taken care of by us.

For more information, call or email me, Andy Brown, Head Instructor, or call or email Pam Matera, Director of Operations, and we will get you set up.

We are loving our Live Streaming Real Estate. We are unbelievably excited to share this with all or Florida Real Estate Broker friends.

Get started now. Our next 2-week Live Streaming Real Estate education class begins Monday March 4th at 10 AM Eastern Time. The class is from 10 to 4. The last class is Friday, March 15th.

We send the students a link and detailed instructions on how to access and take their online class final exam.

Call us now for more information and get on this 'Broker Recruiting Secret Weapon'!

60 Hours of Love!

The Climer School of Real Estate was established in 1984
If you need to take a Real Estate Class, then you want to take it with us. The Climer School of Real Estate has the Best Real Estate Class in Florida. Find out what thousands of students already know. Discover the Climer School Difference for yourself.


www.climerrealestateschool.com
The Climer School of Real Estate, the Best Real Estate School in Florida

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#bestrealestateschoolinflorida #bestrealestateschoolincentralflorida #bestrealestateschoolinorlando #bestrealestateintstructorsinflorida #bestrealestateInstructorsincentralflorida #bestrealestateInstructorsinorlando #bestonlinerealestateschoolinflorida #bestonlinerealestateschoolincentralflorida #bestonlinerealestateschoolinorlando #bestonlinerealestateschool #bestrealestateschool #bestonlinerealestateeducation #UCF #ValenciaCollege #RollinsCollege #StetsonU #SeminoleState #NovaUniversity #UF #Seminoles #FloridaAtlantic #USouthFlorida #ClimerSchoolofRealEstate #ClimerSchool #realestateclass #realestateschool #realestate

Sunday, February 17, 2019

Don't Forget Your Mandatory Real Estate Education Requirements Before March 31st, 2019

Do You Need Your Mandatory 

Real Estate Education 

Before March 31st, 2019 ?


The Spring 2019 Real Estate License Renewal Period 

is Almost Over


post 45, post 60, continuing education, www.climerrealestateschool.com

FREC Mandatory 45 Hours of Sales Associate Post Licensing

Climer School of Real Estate Sales Associate Pre-License Students certainly know how important it is to complete your Post 45 Class before the end of your first expiration date.

We pound this into our students because it is no joke. If you do not complete this mandatory 45 hours class after you pass your Real Estate license state exam, you will lose your license. There is zero seconds of grace period.

In the Climer School of Real Estate we use and love Dearborn textbooks and products. Dearborn is a very powerful business partner and ally of ours. We absolutely use the Dearborn Post 45 approved textbook in the Post 45 class. We go through the entire book. There is a mandatory 100 questions multiple choice class exam at the end of the class. So far in the history of the Climer School of Real Estate, no one is ever failed the classroom Post 45 exam. (Knock on wood).

What I try to do since there is no state exam at the end of the line for this class and the stress level is barely noticeable especially compared to the pre-license Sales Associate classes, and 40 to 50 to 60 to 70 people made a decision to trust us with their time and their money in this required class, at the Climer School of Real Estate we do everything we can to make this class as useful and meaningful and relevant as humanly possible.


We'd love to have you in one of our classroom Post 45 Classes. We have a few more coming up:

Orlando Main Campus: Night and Weekend, Feb 22nd
Orlando Main Campus: 5 Day, Feb 25th
Daytona/Port Orange: Night and Weekend, Mar 8th
Orlando Main Campus: 5 Day, Mar 11th
New Smyrna Beach: 5 Day, Mar 25th
Pensacola, 5 Day, End of March, exact start day TBD, probably the 18th or the 25th
Viera/Melbourne, 5 Day, End of March, exact start day TBD, probably the 18th or the 25th
Stuart, 5 Day, End of March, exact start day TBD, probably the 18th or the 25th
Ft. Lauderdale/Weston, 5 Day, End of March, exact start day TBD, probably the 18th or the 25th

Post 45 Cell Phone Policy

We allow our Post 45 students to have their phones out. They are on silent. This is a professional courtesy because we know they are working agents now and we don’t want them to miss out on a closing for a prospect for a leader or a customer.


When you come to the Climer School of Real Estate for your post 45 requirement you will also be allowed to keep your phone out as a working professional. Just please remember this is a professional courtesy. You are not allowed to disengage from the class, and this is not to play on your phone in any way shape or form. This is 100% for business.

However, our students will tell you that are post 45 is not really a class, it is more of an experience. You truly need to come to our post 45 class. You will learn more about professional development in your own personal development and growth than you ever thought possible in a mandatory one-week class.

However, because it is mandatory if you cannot come into the classroom than absolutely sign up to take our online Post 45 class. No matter what your options are, sign up for a Post 45 class as soon as possible. You do not want to forget about this requirement.

However, our classroom Post 45's are like a five-day masterminding, networking, party! You are going to love our Post 45 class.


real estate class, real estate school, www.climerrealestateschool.com
The Best Real Estate Classes in Florida

FREC Mandatory 60 Hours of Broker Post Licensing

Our Climer School of Real Estate Brokers License Pre-License Students also know how important it is to complete their Post 60 Classes before the end of their first expiration date.

We pound this into our students because this is also not a joke. If you do not complete this mandatory 60 hours classes after you pass your Real Estate Brokers license state exam, you will lose your Brokers license. There is also zero seconds of grace period for this requirement as well.

The only difference between the Post 60 for Brokers and the Post 45 for Sales Associates is that if you lose your Sales Associate Real Estate License, you are out of business.

If you lose your Brokers Real Estate License, you may request your old, dormant Sales Associates License. The Florida Real Estate Commission will then give you 6 months to complete your 14 Hours of Continuing Education that you did not need for a while because you thought you were a cool Broker. At lease you can continue to work in Real Estate in Florida.

Our Broker Post licensing modules are run the exact same way as our Sales Associate Post 45. We have two, sometimes three, different 30-hour Broker post modules. The main two are on managing and on investing. We run these the same way as our post 45, a three-day masterminding, networking party.

You will learn so much more than what is in the book. It will be the best class you ever had to take as a Broker. However again if you cannot make it in the class, sign up for our online Broker Post modules. Either way do not ignore this requirement. Sign up as soon as possible and get it out of the way.

We would love to have you in our last 30 Hour Broker Post Licensing Module on Investments.

Orlando Broker Training Annex, 3 Days, Feb 27th

FREC Mandatory 14 Hours of Continuing Education

Once everyone gets to pass their license initial renewal period, they must take 14 hours of mandatory continuing education every two years. 

Now that you are in your continuing education biennial renewal cycles, if you do not complete your mandatory 14 hours of CE credits you will have a two-year period where your license is inactive.

When your license is involuntary inactive you cannot work in Real Estate. However, you do have a Real Estate license. A two-year grace period is much better than a zero seconds grace period.

We run our continuing education classes the same way as our post licensing classes. You will learn more in our continuing education classes than you ever dreamed possible.

And at the Climer School of Real Estate, there is no test with our classroom continuing education classes.

If you can't come into our classroom, get them done online.

We would love to have you in our classroom Continuing Education where we focus on Sales and on Marketing.

Mount Dora Campus, 2 Days, Mar 2nd

Orlando Main Campus, 2 Days, Mar 9th

FREC Mandatory 28 Hours of License Re-Activation

I always like to make sure that people understand that are aware of the 28-hour reactivation course requirement.

While it is true that if you do not accomplish your 14 hours of continuing education in your current license period, you have two years after you will involuntarily inactive to complete your education requirements. However, if you go more than halfway into your involuntarily active period, you may not do your old 14 hours of continuing education whenever you feel like it and then your current 14 hours of continuing education whenever you feel like it.

You must now take a mandatory classical the 28-hour reactivation class. It is not even called continuing education. Essentially, if you have gone more than three years without doing your required 14 hours of CE.

online real estate, online real estate class
REcampus and The Climer School of Real Estate


I believe that it is the Bureau of Education & Testing and the Division of Real Estate and the Florida Real Estate Commission all saying, “If you want to stay in Real Estate in Florida, then get all of your continuing hours done right now. We are tired of playing around with you and piece-mealing you. Get them all done right now in one class for you will be going away in a few months.”

And I see the wisdom of this. It is my opinion that that there does not exist a classroom version of the 28-hour reactivation class in the state of Florida. Simply because I don’t think there’s enough licensees at any given point in time in one area of the state of Florida to justify throwing a classroom version for 28 hours.

As far as I know this class only exists in the online version.

Next Steps and Your Training and Development

Contact us at www.climerrealestateschool.com, 407–822–3926 (EXAM), or call one of our Climer School of Training partners. We have offices throughout the entire state of Florida from Pensacola to Key West.

All our training and education partners and instructors are trained with the same philosophy and mindset, and they all love their students.

“It’s all about the students and their experiences. Make the post 45 in the continuing education the greatest class experience they ever had to take.”

If you are reading this, tell your Brokers about our


Tell them to contact us to find out how easy it is to host one of our live and interactive Live Streaming Real Estate pre-license classes.

Next Live Streaming Real Estate License Class:

Anywhere in the World, 2 Week Class, Mar 4th

All of our classes are approved and sanctioned by the DBPR, the DRE, and the FREC.

Find out with thousands of students in Florida already know:

Discover the ‘Climer School Difference’ for yourself!

best real estate school, best real estate class, www.climerrealestateschool.com
The Climer School of Real Estate is the Best Real Estate School in Florida

The Climer School of Real Estate was established in 1984
If you need to take a Real Estate Class, then you want to take it with us. The Climer School of Real Estate has the Best Real Estate Class in Florida. Find out what thousands of students already know. Discover the Climer School Difference for yourself.
Follow us on Twitter
#bestrealestateschoolinflorida #bestrealestateschoolincentralflorida #bestrealestateschoolinorlando #bestrealestateintstructorsinflorida #bestrealestateinstructorsincentralflorida #bestrealestateinstructorsinorlando #bestonlinerealestateschoolinflorida #bestonlinerealestateschoolincentralflorida #bestonlinerealestateschoolinorlando #bestonlinerealestateschool #bestrealestateschool #bestonlinerealestateeducation #UCF #ValenciaCollege #RollinsCollege #StetsonU #SeminoleState #NovaUniversity #UF #Seminoles #FloridaAtlantic #USouthFlorida #ClimerSchoolofRealEstate #ClimerSchool #realestateclass #realestateschool #realestate

Sunday, February 10, 2019

Florida Real Estate State License Test January 2019 Exam Performance Summary

January 2019’s Florida Real Estate State Exam Performance Summary

The Newest Statistics Prove the Real Estate Exam Is Still Tricky.

The Pass-Fail Numbers are as Bad as Usual.

The Bureau of Education and Training and Pearson Vue have released the Pass-Fail Performance Numbers for January 2018 for the Florida Real Estate Sales Associate License State Exam.



pass your real estate exam
The January 2019 Florida Real Estate Exam Performance Summary



As the Permit Holder for The Climer School of Real Estate, I receive the Pearson Vue, Bureau of Education and TestingDivision of Real Estate’s Monthly Exam Performance Summary every month.

Unfortunately for many Real Estate license test takers the news is bad again. The Passing rates are still very low, and the Failure rates are still very high.

`These numbers continue to prove my belief that the question writers and the test are working harder at tricking test takers into a wrong answer and in failing than in testing their knowledge.

If I could change this, I would. Since I have absolutely no influence here, I must work with what they give me. This is why the Climer School of Real Estate is so much better than all the other schools. 

We are the only Real Estate class in Florida that teaches our students how to beat the state exam at its own game in addition to some of the information in the book.

Sales Associate License Exam Performance Summary


Best Real Estate Class
The Best Real Estate Class in Florida

In January of 2019, 2,203 individuals took the Florida Real Estate exam for the first time. Of this number, only 1,050 of them passed while 1,153 of them failed.

This is a passing rate of 48% and a failing rate of 52%. Oddly this is the same as usual. The passing rate should be much higher.

2,782 took the same Real Estate test for a second or for a repeated time. Only 840 of the passed while 1,942 of them failed.

This is a pass rate of 30% and a fail rate of 70%. Not only the same as usual but terrible.

Brokers License Exam Performance Summary


brokers license class
The Best Brokers License Class in Florida

Brokers applicants did not do much better. In January 2019, 198 took the Florida broker’s license state test for the first time. Of this number, 112 of them passed and 86 of them failed.

This is a passing rate of 57% and a failing rate of 43%.

163 people took the Florida broker’s license state exam for a second or for a repeated time. Only 66 of them passed while 97 of them failed.

This is a pass rate of 30% and a fail rate of 70%.

The Climer School of Real Estate and its Success


best real estate school
The Best Real Estate School in Florida

This is scary to me. I wish they all would have come to the Climer School of Real Estate. The passing rates would be much higher. Our students seem to pass their state exams at very high percentage rates.

This is also why we use the PASS F.A.S.T.™ System & Technology at the Climer School of Real Estate. This system, developed by us, specifically helps adult learners who are preparing for a multiple choice based state license exam pass much easier and much faster.

If you are ready to get your Real Estate license, then you want to sign up for a real esate class with the Climer School of Real Estate. We love our students, we consider them family, and we do everything we can to help you pass your Real Estate state exam.

Real Estate Class Formats and Locations

We have classes starting all the time, in different formats, in different locations.

Check out our locations around central Florida. We are also expanding around the state, from Pensacola to Key West.

Our 1-week superman triathlon class, our 2-week class, and our 8 week, 2 nights a week class are our most popular Florida Real Estate sales associate pre-license classes.

We even have a 20% discount special for new students. You can get our pre-license class and our 2 day review class, both textbooks, and unlimited access to our 2 day review class until you pass your state exam for 20% off the cost of each separately.

Check out our over 1,000 Five Star Reviews on Google, Facebook, and Yelp and you will see that we are different.

Find out what thousands and thousands of students already know. Discover the Climer School Difference for yourself.

By the way, Head Instructor Andy Brown is one of the only ‘Gold Standard Instructors’ or GSI from the national Real Estate Educators Association (REEA) in the entire state of Florida.

He is also a candidate for the Distinguished Real Estate Instructor designation (DREI) also from REEA.

He should be achieving the DREI designation within the next 2 or 3 months. 

Andy will be the only Real Estate Instructor in Florida with both the GSI and the DREI earned designations.

This is just more testament to the fact that the Climer School of Real Estate is dedicated to always becoming better and better to help our students achieve the success that they want.



real estate
Discover the Climer School Difference

The Climer School of Real Estate has been around since 1984
If you need to take a Real Estate Class, then you want to take it with us. The Climer School of Real Estate has the Best Real Estate Class in Florida. Find out what thousands of students already know. Discover the Climer School Difference for yourself.
Follow us on Twitter #bestrealestateschoolinFlorida #bestrealestateschoolincentralFlorida #bestrealestateschoolinorlando #bestrealestateintstructorsinFlorida #bestrealestateinstructorsincentralFlorida #bestrealestateinstructorsinorlando #bestonlinerealestateschoolinFlorida #bestonlinerealestateschoolincentralFlorida #bestonlinerealestateschoolinorlando #bestonlinerealestateschool #bestrealestateschool #bestonlinerealestateeducation #UCF #ValenciaCollege #RollinsCollege #StetsonU #SeminoleState #NovaUniversity #UF #Seminoles #FloridaAtlantic #USouthFlorida #ClimerSchoolofRealEstate #ClimerSchool #realestateclass #realestateschool #realestate

Wednesday, February 6, 2019

How To Pass Your Florida Real Estate License State Exam

Here Is How You Pass Your
Florida Real Estate Exam


Why Our Real Estate Class Teaches This
While Other Schools Do Not


Every school claims to be the best


I have never come across a Real Estate school that did not claim to be the best and tell you that they teach you what you need to know to pass your exam. 

best real estate school
You will Love the Climer School of Real Estate!



The problem is that they don’t know what they are doing or what they are talking about. All they do is stand up in front of the class and read the book to the class. I hate this kind of instruction. Anyone can read a book to a class.

At The Climer School of Real Estate, we believe that our students can already read. Possibly that they don’t need us to read the book to them. Believe me, if you need to take a Real Estate class, you want to take it with us.

In the Climer School of Real Estate we have a very different and unique perspective on the Florida pre-license sales associate Real Estate Class.

We believe that our number one objective is to do everything we can possibly do to help our students pass their Florida Real Estate exam at Pearson Vue on their first try if possible. We also know this is not an easy task.

Over 60% of all Real Estate License test takers in Florida fail the Real Estate License state exam.

It’s not an easy test. It is a multiple-choice exam and you are graded on 100 questions.

In the Climer School of Real Estate, we have developed a proprietary trademarked system called the PASS F.A.S.T.™ system. This proprietary technology helps our adult students who are working to pass this estate multiple choice-based license examination pass their exam faster and easier. 


pass your real estate exam
Our Proprietary Method, only at The Climer School of Real Estate



We are the only school in the entire country at this moment who utilizes the PASS F.A.S.T.™ system and technology for our students. What I can tell you is reading the book to our adult students is not a part of this system.

If you’ll take a moment and look at our well-over 1,200 Five Star reviews on Google and Facebook and Yelp, they will become clear that we are doing something right.

Many of our students have reported back to us and not only did we make the state exam even easier than we told them we would make it, but when the Pearson Vue employee handed them their passing certificate, they told them,

“I don’t know what your instructor is doing, but he’s doing something right. Climer School of Real Estate students seem to pass their state exam at a much higher rate than students from the other schools do.”

I am just telling you what tons of students have told us that their Pearson Vue staffer said to them.


This is a very stressful and anxiety filled situation for many people. And we know this.


We do teach you a lot of tricks to help you remember the important information. We try not to teach you information that you don’t need. And we create a fun, engaging, and relaxed environment for your 60 hours of Real Estate Class.

An almost all the other schools this is an extraordinarily boring 60 hours.


Not at the Climer School of Real Estate!


We know that adults learn better in a relaxed environment. We also know that humor and laughing create a better learning environment than stress and boredom. 


best real estate class
We have the Happiest Students in Real Estate!



When you choose to attend the Climer School of Real Estate for your Real Estate Class, you will probably not even notice 90% of everything that we are doing behind the scenes and under the radar to help you pass your state exam. However, there is a lot going on.

This is a great time to get into Florida Real Estate. Even essential Florida average home prices are a little bit over $300,000. Florida trend magazine recently had a cover story on the fact that over 900 people a day are moving to Florida. Every one of them needs a place to live.

If you have ever wondered about whether you should get your Florida Real Estate License and start selling Real Estate, you should listen to your little inner voice. There’s a reason why you keep hearing that.

If you want more information, call us anytime at 407-822-3926. Talk to our amazing Climer Concierge. We are an extremely ‘Student-Centric’ Real Estate school.
All our staff and instructors are 100% focused on the student experience and helping you pass your exam.

We treat our students like family. You need to find out what thousands of students before you already know: Discover the Climer school Difference for yourself!

We have new classes starting all the time in all types of formats. We have expanded throughout Central Florida and we are now expanding over the entire state of Florida.

If you would like a step-by-step explanation of what you have to do to get your Florida Real Estate License, then download a copy of our eBook: How Do I Get A Florida Real Estate License?

Everything that we do is approved and sanctioned by the Florida Real Estate Commission, the DBPR, and the DRE.

There will be a class for you. What are you waiting for? We are waiting for you. Call now!



real estate school, real estate class
The Climer School of Real Estate, the Best Real Estate School in Florida

Since 1984, The Climer School of Real Estate is The Best Real Estate School in Orlando with the Best Real Estate Class in Orlando. Do you really want to pass your Florida Real Estate Exam on your first try? Attend classes at The Climer School of Real Estate. We are the premier Real Estate school in all of Orlando. If you have any questions or if you would like some assistance, call us at 407-822-3926 (EXAM) or check out our website at www.ClimerRealEstateSchool.com . The thoughts and opinions in this blog are the thoughts and opinions of Andy Brown GSI, DREI Candidate, Director of Education & Training.
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Sunday, February 3, 2019

3 Strong Reasons Why Owning Your Home is Better Than Renting

3 Powerful Reasons to Help Someone Own a Home

Social and Economic Benefits of Homeownership

If you are thinking about getting a Real Estate License, I want you to know that you are becoming a part of a good thing. Besides being able to make quite a bit of money, helping someone become a homeowner is contributing significantly to the quality of their lives and their future living legacies; their children and grandchildren.

Families and Children Tend to Become More Educated, Happier, Healthier, and with a Higher Economic Status


take a real estate class and help people improve
Home Ownership improves the quality of life for generations

There have been many studies that have proven that Adults and Children who grow up in a home that is owned by their parents as opposed to rented are happier, healthier, more successful, become more educated, and earn a higher income.

Reports have shown that teenage children of homeowners tend to choose to stay in school longer.

Daughters of homeowners have a reduced incidence of teenage pregnancy.

Studies have shown that children with parents earning incomes of less than 150% of the federal poverty line achieve higher educational success, hig
her incomes as adults, and are much less dependent on welfare.


Other studies have shown that living in an owned home as opposed to a rented home has increased positive physical, emotional, and psychological benefits. Probably due to increased self image.

Owning vs Renting Income Tax Deductibility Benefits

Most first time home buyers, especially the younger ones, do not realize that comparing the same dollar number mortgage payment is not the same thing as the dollar amount of rent. 


Get a real estate license and help people own their home
Owning is cheaper than Renting



Rent is paid with after tax earned income. Your mortgage payment is has tax deductibility advantages.

(Disclaimer: Do not use the following example for your personal income tax filing purposes. It is for an example only)

Let’s say for example that a renter is in the 24% tax bracket. They would have to earn approximately $1,449, accounting for federal withholding and social security paycheck deductions in order to have $1,000 cash to pay their $1,000 a month rent.

If a first time home buyer purchases a $200,000 home with an FHA mortgage, their monthly mortgage PITI payment will be around $1,414 a month. At an interest rate of 4.5% per year, the first year’s annual interest is around $8,837. The estimated real estate property taxes would be around $2,400 a year.

This is a combined $11,237 in deductible payments for the year or $936 each month. At a 24% tax bracket income level, this equals around $225 in direct tax savings. This is an after tax payment of $1,189.

Remember, this $1,189 after tax monthly mortgage payment is being compared to a $1,449 actual gross earned income $1,000 a month rent payment.

It is a no brainer.

Equity Buildup vs Security Deposits

The last example of why it is so beneficial for someone to own their home rather than rent is the equity buildup from the combination of paying your loan balance down and your real estate appreciating in market value. When you sell your home, you leave with money. When your lease is up, you may get your security deposit back. 


Home Ownership leads to Equity build up
Owning your Home gives you Equity Build Up



Let’s go back to our assumed $200,000 home. The FHA mortgage required 3.5% down or $7,000.

After 5 years, the loan balance is around $178,000. This is already $22,000. 

However, homes are appreciating at about 4% each year. The value of the $200,000 home is now $243,000.

This is now an equity build up of $43,000 plus $22,000 or $65,000.

When the lease is up and they move out of their rented house, they may get their security deposit of $1,000 back.

Again, a no brainer.

Owning is Better than Renting

These examples and numbers were broad on purpose however they are more than likely within a good range of expectation. 


I wrote this article to make sure that my friends and my students who are licensed real estate agents know without a doubt that you are doing a very good, positive, and powerful thing when you help someone buy a home. 

Real Estate Class with The Climer School of Real Estate
What are you waiting for? Take a Real Estate Class!



For those of you who are on the fence and still thinking about getting your real estate license, you also need to know that you are participating in an important aspect of someone’s future that has long lasting benefits for generations.

Come and take your Real Estate Class at The Climer School of Real Estate. You will love the Climer School Difference!

Be proud of who you are and what you are doing!

The Climer School of Real Estate was established in 1984
If you need to take a Real Estate Class, then you want to take it with us. The Climer School of Real Estate has the Best Real Estate Class in Florida. Find out what thousands of students already know.

Call us anytime at 4047-822-3926 (EXAM) or visit us at www.ClimerRealEstateSchool.com

Discover the Climer School Difference for yourself.


Best Real Estate School in Florida
The Climer School of Real Estate is the Best Real Estate School in Florida

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