Can I Get A Florida Real Estate License If I Have Filed Bankruptcy ?

     Can a person that has filed bankruptcy get a Florida real estate license?  The answer is yes.  The Florida Real Estate Commission ( that is the people that approve you for a Florida real estate license ) is not concerned with your credit history.  They are concerned with your criminal history.

     There are no questions on the Florida real estate license application about your credit. There are no questions about bankruptcy or foreclosure.   There is a question asking if you have ever been convicted of a crime.  The FREC wants to know about any crime ( misdemeanor or felony ) of which you have been convicted. If you have a judgement against you , the FREC does even want to know.   If you declared bankruptcy yesterday, the FREC doesn't even ask.

     If you have criminal history, that is another story.  Read my article.  http://www.biggerpockets.com/blogs/3840/blog_posts/32022-can-a-convicted-felon-get-a-florida-real-estate-license

     At Climer School of Real Estate, we suggest that, before you enroll in real estate school, apply for your Florida real estate license.  The Department of Business and Professional Regulation's website is www.myfloridalicense.com The application fee is $105.  Get this out of  the way before you spend your $220 tuition at real estate school.  If you are going to have any difficulty getting a Florida real estate license, you will know before you spend your time and money at real estate school.

     If we can do anything to help you get a Florida real estate license, please call us at 407 822 3926 or www.climerrealestateschool.com

Foreclosures, Love Em or Hate Em but List Em

    Yesterday, at Climer School of Real Estate, we talked about listing expired listings. The day before that, we talked about calling forsalebyowners.

    Here is another source of listing prospects that we can not ignore. People that cannot make their mortgage payments and are being foreclosed on are certainly prospects.  They are moving.  We don't know exactly when but it is for certain. 

    Short sales are 50% of the market in Orlando.  Half of the possible listings are people that can't make their mortgage payments.  They can't make their mortgage payments.  Their house is worth $150,000 and they owe $225,000 to the mortgage company. 

    Many Realtors tout themselves as being short sale experts.  I am a short sale expert.  How can you be a short sale expert?

    Step one, get a listing on a house where more is owed on it than it is worth and it is being foreclosed. That should not be hard to find. Next teach yourself what to do next.  How do I know this will work?  This is how I learned to do it twenty years ago. 

    You can go to seminars and get designations.  Nothing matters until you get a listing.  You will find it easy to list foreclosures if you call and talk to people that are being foreclosed.  They are looking for a solution. Did I say you would find it easy. Easy.  They don't have to pay you a commission and you can get them several thousand dollars at closing from the bank. How can it get easier than that.

    You can work on ways to get them to call you if you have patience.  If you are impatient, go to the clerk of the circuit court, find out who is being foreclosed and get in touch with them.  Do not over complicate this.

    As I mentioned about forsalebyowners and expired listings, if this sounds like it will work but you don;t quite know how to start, Attend my forty five hour post license class soon.  You have to take this class somewhere before you renew your Florida real estate license for the first time.

    If you want to learn how to start your real estate career, join me at Climer School of Real Estate in Orlando.  www.climerrealestateschool.com .  Call Kathy at 407 822 3926